What is a pay day loan
A cash advance is a short-term loan to tide you over until your next payday.

Can anyone qualify to get a cash advance?
Virtually anyone can qualify, even with no credit, bad credit, or bankruptcy.

Does the process take long?
Customers typically receive approval within few hours after applying. Since the money is wired directly into your bank checking account, you can generally have access to your cash the next day.

What about collateral to receive a loan?
No. Your job and your paycheck are your collateral.

Is there an application fee?
Personal Cash Advance never charges applicants a fee to qualify for a payday cash advance loan.

Do you perform a credit check?
We do not perform credit checks, however, we do verify your check writing/loan history with national databases.